Life insurance is a financial tool that provides a lump sum payment to your beneficiaries upon your death. It is designed to help your loved ones financially after you're gone. Life insurance comes in many forms, including term life insurance, whole life insurance, and universal life insurance.

Final expense insurance is a type of whole life insurance that is designed to help your family pay for your funeral and other end-of-life expenses. Final expense insurance, also known as burial insurance, typically has a lower death benefit than other types of life insurance, usually ranging from $5,000 to $25,000. This lower death benefit is intended to cover the immediate costs associated with your passing, such as funeral expenses, medical bills, and other end-of-life costs. Final expense insurance is generally easier to qualify for than other types of life insurance, and it often has lower premiums.

Life insurance can help your family avoid the financial burden of your funeral and other end-of-life expenses. Regardless of your situation, life insurance can provide peace of mind knowing that your loved ones will be taken care of if something were to happen to you.